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Financial Literacy – key for smallholder farmers to get out of poverty

Smallholder farmers produce nearly 80 percent of consumed goods in Sub-Saharan Africa and Asia every year, making them one of the most prominent factors in global food production. Moreover, about half of these 500 million smallholder farmers are women. Women tend to carry the yoke in agricultural labor, yet do not have the skills or access to such skills needed to produce optimal yields. According to the Food and Agricultural Organization of the United Nations (FAO), “[Women] could produce [20-30 percent] more food than they do now… if they had the same access to agricultural resources and services as men,”

Financial literacy is the key for women farmers. Not only does empowering women financially benefit the women themselves, but also brings a high social return to the entire community and beyond. Strengthening women’s ability to manage more of the household income translates into “better educated, better nourished children and more prosperous communities.”

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